Some people don’t know how to secure the future of life by taking nice life insurance. Most people in developing country like my country think that insurance only scam version of money game. They are wrong because insurance is not money game. They have product of risk management that will give them nice result of life. I am sure many people who really like to secure the future will apply life insurance immediately. If they don’t have any skill or knowledge about insurance then I believe they will work hard to find solution including checking information about Life insurance rates from many insurance companies. If you think rate is very important then you need to check the lowest rate your life insurance. Lowest rate is not always equal with poor performance company because it is possible for a company to provide nice quality of insurance with cheap price only to boost the customer number. I think you need to learn more than just blaming the company. We need better human resource every year as the effect of globalization. What you should do then? I think you need to learn about insurance before you move to the next direction. Learn from the portal site to find nice information.